A careless attitude on the part of an insured that increases the chance of loss or causes losses to be greater than would otherwise be the case.指由于投保人所持的漠不关心态度,致使损失发生机会增加或者加大了损失程度。...[继续阅读]

    In life insurance, a receipt for premium that accompanies the application the applicant for insurance. It binds the company if issuance is approved, to make the policy effective from the date of the receipt.指寿险保费收据,它与投保单一起缴纳。如果投保申请得到批准,在收到承保...[继续阅读]

    A form of insurance available as a nonforfeiture which provides for continuation of the original insurance plan, but for a reduced amount.指非放弃的一种保险,该种保险对最初的保险计划提供继续保险,但要减少保险金额。...[继续阅读]

    The ones death caused by others negligence or wrongful doings.指因疏忽或故意导致他人的死亡。...[继续阅读]

    An interest which might be damaged if the peril insured against occurs: the probability of a financial loss to an individual which can be protected against through insurance.指被保险风险事故发生后利益会遭受损失:个人遭受经济损失的可能性,这种损失通过保险可以得到保...[继续阅读]

    The risk of insufficient reinsurance covers or a failure of reinsurers to pay their part of the overall liabilities (or incurred claims) evaluated on a gross basis. Which can be further separated between reinsurance basis risk and reinsurance credit risk...[继续阅读]

    That part of the investment risk that relates in particular to the credit risk, market risk and liquidity risks associated with these instruments.指投资风险的一部分,它尤其指与使用金融工具所关联的信用风险、市场风险和流动性风险。...[继续阅读]

    Professional designation granted to persons in the life insurance field who pass a series of rigorous examinations and meet specified eligibility requirements.指通过一系列严格考试并满足资格要求后被授权从事人寿保险业务的专业人员。...[继续阅读]

    A physical condition that existed prior to the effective date of the policy.指保单生效前被保险人的身体健康状况。...[继续阅读]

    A class of life insurance in which individual policies are issued to members of a group, with an employer or other body collecting and / or remitting premiums.指寿险的一种,它对团体中的每一个成员签发保单,由雇主或其他机构负责保费的收缴。...[继续阅读]